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	<title>Credit Scoring Secrets Exposed &#187; 402</title>
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		<title>What are effective legal ways to increase your credit score in short term?</title>
		<link>http://creditscoringsecretsexposed.net/what-are-effective-legal-ways-to-increase-your-credit-score-in-short-term/ </link>
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		<pubDate>Sat, 29 Aug 2009 02:12:25 +0000</pubDate>
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				<category><![CDATA[402]]></category>
		<category><![CDATA[Credit Card Payments]]></category>
		<category><![CDATA[Zero Balance]]></category>

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Math Geek asked: While in college in 2006 I was broke, missed some credit card payments and had one item in collection. 
Now I keep zero balance in my three credit cards and my car and house payments are less than 30% of my income before taxes, but my score seems to stay just below [...]]]></description>
			<content:encoded><![CDATA[<p></p><div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/10/credit_scores1.jpg"><img src="/wp-content/uploads/2009/10/credit_scores1.jpg" title='' alt='' /></a></div>
<div><em><strong>Math Geek</strong> asked: </em><br/><br/><br/>While in college in 2006 I was broke, missed some credit card payments and had one item in collection. </p>
<p>Now I keep zero balance in my three credit cards and my car and house payments are less than 30% of my income before taxes, but my score seems to stay just below 700, going up and down a bit every month.</p>
<p>Any way to increase my credit score without having to wait 7 years for my record to clean up?<br/><br/><a href='http://kansieo.com'>Kansieo.com</a></div>
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