How long does it take to get a credit score?

by admin on October 23, 2009

smith.5225 asked:

I just got my first credit card in last October and my fiance and I got our first mortgage in January. I still don’t have a score but didn’t know how long it would take to show up.

How does joint responcibility affect my credit score?

by admin on October 22, 2009

Jess asked:

I have a negative item that is considered joint responcibility so does that change how it affects my score? I don’t get the whole credit thing and don’t know my score but got the free report.
Since when is everyone on Yahoo! concerned with a simple typo??

Sheesh, maybe my B.A. didn’t help me understand the credit game but at least I have manners.

How find out your free credit score report?

October 22, 2009

brittaney asked: I’ve gone to a bunch of sites that promise free report but not score, Any credit report websites that are legitimate and actually free? Thanks!!Website content

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why would my credit score drop 39 pts in 1 mth if I pay all bill on time and always over the minimum?

October 19, 2009

Rae asked: My credit score with trnsunion was 710 in Feb and dropped to 671 in Mar. I pay all of my credit card bills early and always over the minimum ( I only have 2 credit cards). Can someone please help me understand why this may have happened?Caffeinated Content – Members-Only Content for WordPress

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How does a person improve there credit score?

October 19, 2009

darryl r asked: I have almost $1500.00 worth of debt that is making my credit bad, I want to pay all that stuff off but how long will it take for me to see any improvement in my credit score?Caffeinated Content – Members-Only Content for WordPress

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How long would it take for my credit score to go back up once I pay off my credit cards?

October 16, 2009

charlie6385 asked: I have 2 credit cards that I am in the process of cleaning up and paying off. Once I get that sorted out, how long would it be before my credit score gets back to a better number?Website content

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How does falling behind one mortgage payment affect a credit score?

October 16, 2009

scipiovshannibal asked: I’d like to know what the initial drop is in a credit score when a person falls behind on mortgage payments by one month. After the initial drop, does your score continue to drop each month you are not current or is it a one time drop? If it drops more [...]

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Will the credit card interest rate increases happening negatively effect my credit score?

October 16, 2009

sunny5_30 asked: The increase in my credit card interest rates are not due to anything on my part, but will it make my credit score go down? I know it used to be that if you defaulted, failed to make a payment, were late, or went over the limit they would report it to the [...]

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what happens to my credit score AFTER I buy a house?

October 14, 2009

spedtrap asked: I closed on my first home on 03/04/009. Now I am in the habit of regularly checking my credit score. But I can’t help but wonder what the mortgage will do to my score. I think it will take a couple of months to see the change in score but in the mean [...]

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Which of the 3 credits scores is considered my FICO score? How is my FICO calculated?

October 14, 2009

Rich C asked: My mortgage is a 5 yr ARM @ 4.75 and I want to lock in at the best rate. I have a vehicle lease that matures in June and want to make a new car purchase. Both attempts will require a credit check. Which credit score do mortgage companies and car [...]

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