October 23rd, 2009
Tags: Fiance, First Mortgage
Posted in Credit | 2 Comments »
October 22nd, 2009
Jess asked: I have a negative item that is considered joint responcibility so does that change how it affects my score? I don’t get the whole credit thing and don’t know my score but got the free report.
Since when is everyone on Yahoo! concerned with a simple typo??
Sheesh, maybe my B.A. didn’t help me understand the credit game but at least I have manners.
credit scores
Tags: Credit Game, Yahoo
Posted in Credit | 6 Comments »
October 22nd, 2009
brittaney asked: I’ve gone to a bunch of sites that promise free report but not score, Any credit report websites that are legitimate and actually free? Thanks!!
Website content
Tags: Free Credit Score, Free Score
Posted in Other - Environment | 3 Comments »
October 19th, 2009
Rae asked: My credit score with trnsunion was 710 in Feb and dropped to 671 in Mar. I pay all of my credit card bills early and always over the minimum ( I only have 2 credit cards). Can someone please help me understand why this may have happened?
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Tags: Mth, Trnsunion
Posted in Credit | 6 Comments »
October 19th, 2009
Tags: Improve Credit, Stuff
Posted in Credit | 4 Comments »
October 16th, 2009
charlie6385 asked: I have 2 credit cards that I am in the process of cleaning up and paying off. Once I get that sorted out, how long would it be before my credit score gets back to a better number?
Website content
Tags: Credit Cards, Credit Score
Posted in Credit | 4 Comments »
October 16th, 2009
scipiovshannibal asked: I’d like to know what the initial drop is in a credit score when a person falls behind on mortgage payments by one month. After the initial drop, does your score continue to drop each month you are not current or is it a one time drop? If it drops more each month you are behind, by how much?
Caffeinated Content
Tags: Initial Drop, Mortgage Payments
Posted in Credit | 2 Comments »
October 16th, 2009
sunny5_30 asked: The increase in my credit card interest rates are not due to anything on my part, but will it make my credit score go down? I know it used to be that if you defaulted, failed to make a payment, were late, or went over the limit they would report it to the credit agencies and your credit would go down. But this time they are all going up, to no fault of mine. (Thanks Gov!!) Any ideas?
Website content
Tags: Credit Card Interest Rates, Credit Score
Posted in Credit | 8 Comments »
October 14th, 2009
spedtrap asked: I closed on my first home on 03/04/009. Now I am in the habit of regularly checking my credit score. But I can’t help but wonder what the mortgage will do to my score. I think it will take a couple of months to see the change in score but in the mean time, I want to know what I can look forward to!
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Tags: Credit Score, Mean Time
Posted in Renting Real Estate | 4 Comments »
October 14th, 2009
Rich C asked: My mortgage is a 5 yr ARM @ 4.75 and I want to lock in at the best rate. I have a vehicle lease that matures in June and want to make a new car purchase. Both attempts will require a credit check. Which credit score do mortgage companies and car dealerships use to help me get the best interest rate?
Website content
Tags: New Car Purchase, Yr Arm
Posted in Credit | 2 Comments »
